1. Go Window Shopping When the weather hits over 90 degrees and it’s too hot to be outdoors, leave your credit card at home and head to an air-conditioned mall. After a few laps around the perimeter, you’ll have gotten…

        Saving Money with Coupons Is amazing! You can see your budget increase, by saving coupons and at the same time saving money. I collect all the coupons from different magazines, fliers in the newspapers, etc. This…

        Bath Time – Bring kitchen utensils into the bath tub. Bubbles and water can become an imaginary gourmet dinner. Photography – Let your child use a disposable camera or a digital camera and witness their creativity.…

        Making fire starters. What you need: toilet paper rolls, dryer lint, melted wax, and cupcake papers. Place the cupcake paper on the bottom of one end of the toilet paper roll. Stuff the roll with the…

        If your family is like mine, there is always a shortage of money. So, I devised a way of saving money and getting the children involved in it also. I clean out my purse and my…

        As soon as I get home from the grocery store with chips, cookies, and other snacks for lunches; I go ahead and divide up at least half of the bag into snack size baggies and put…

I have found out that if my children “want” certain items, that they really don’t need, (movies, toys, etc.) then I simply “split” the cost of the items with them. They save up their weekly allowances and I match whatever…